Can’t pay your full IRS tax debt at once? You’re not alone. With an Installment Agreement, Back Tax Rescue helps you break down your tax bill into affordable monthly payments—and keeps the IRS off your back.
🤔 What Is an Installment Agreement?
An Installment Agreement (IA) is a formal payment plan you set up with the IRS to pay your tax debt over time. If you owe $10,000 or more and can’t afford to pay it all upfront, this may be the relief you need.
📢 The IRS approves over 3 million Installment Agreements every year—don’t miss out on a solution that could stop penalties, interest, and aggressive collections.
📊 Types of IRS Installment Agreements
There isn’t a one-size-fits-all plan. The IRS offers multiple types of Installment Agreements, and the right one depends on how much you owe and your ability to pay.
💼 Type | Best For | Key Features |
---|---|---|
Guaranteed IA | Owe under $10,000 | IRS must approve, 36-month term |
Streamlined IA | Owe under $50,000 | No financial docs needed, up to 72 months |
Partial Pay IA | Can’t afford full repayment | Pay monthly based on ability, remaining debt may expire |
Non-Streamlined IA | Owe over $50,000 | Full financials required, may require lien filing |
🧠 Pro Tip: The right agreement depends on your income, expenses, assets, and IRS status. We help you choose and structure it strategically.
⚠️ Why You Shouldn’t Go It Alone
The IRS uses your numbers to determine what they’ll accept. But presenting the wrong numbers—or not understanding what counts—can lead to:
🚫 Rejected payment plan
💸 Higher monthly payments
🧾 Enforced collection actions
🚔 Bank levies or wage garnishments
At Back Tax Rescue, we make sure your agreement works in your favor—not the IRS’s.
🔍 Example Results
Client | Debt Owed | Plan Approved | Monthly Payment |
---|---|---|---|
Sarah B. | $16,800 | Streamlined IA | $225/month |
Mike J. | $72,000 | Non-Streamlined IA | $412/month |
Anita K. | $34,500 | Partial Pay IA | $90/month (balance may expire) |
🛠️ How We Help You Set Up an Installment Agreement
At Back Tax Rescue, we walk you through every step:
1. 🔎 Financial Review
We evaluate your income, expenses, and assets to determine what you can realistically afford.
2. 🧾 IRS Compliance
We check your IRS account transcripts to make sure you’re in good standing—missing filings can block approval.
3. 📝 Agreement Filing
We submit your Installment Agreement request with proper documentation and follow up until it’s accepted.
4. 📬 IRS Shield
Once the IRS accepts the plan, collections stop. You’ll just make one predictable monthly payment—no more surprises.
🧠 FAQ: Installment Agreements
Q: Can the IRS still file a lien?
Yes, especially for debts over $25,000 or non-streamlined requests. We work to avoid this when possible.
Q: What if I miss a payment?
The IRS can default the agreement. We help you restructure it if needed and avoid penalties.
Q: Do Installment Agreements stop interest and penalties?
No, but they stop collections. Interest and penalties continue, which is why we also explore Offers in Compromise where appropriate.
🙋 Who Should Consider an Installment Agreement?
✔️ You owe between $10,000 and $100,000+
✔️ You can make monthly payments but not pay in full
✔️ You want to stop collection actions
✔️ You’re not eligible for an Offer in Compromise
✔️ You prefer structured relief and no IRS phone calls
📦 What You’ll Need to Apply
Required | Why It’s Needed |
---|---|
Income info | To determine monthly disposable income |
Expense details | To qualify for reduced payment plan |
IRS account transcripts | To verify balances and filing compliance |
Bank and asset info (if over $50K) | For financial disclosure |
We handle all of this for you. 🙌
🎯 Why Choose Back Tax Rescue
✅ Customized Installment Agreement plan
✅ IRS form prep and submission
✅ Professional negotiation with IRS officers
✅ Protection from wage garnishments and levies
✅ Continued support even after your plan starts
💬 “I had $49K in tax debt and no idea what to do. Back Tax Rescue cut through the confusion and got me into a plan I could afford. I sleep better now.”
– D.R., Norcross, GA
🚀 Ready to Settle with the IRS on Your Terms?
Let’s stop the stress and structure a plan that works for you—not against you.
📞 Call 470-699-1187
📧 Email: info@backtaxrescue.com
🔗 Book a free consultation
💼 Back Tax Rescue: Fighting for Your Financial Freedom